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Financial planning is an ongoing process that supports our current needs while helping to prepare for long-term financial goals. It helps to amass and maximize assets as well. Financial Planning Month is a time of year dedicated to taking a strategic look at our spending habits, budgets, and the like. Of course, this should be conducted throughout the year to help ensure various financial matters are in order. It’s never too early to plan for our financial futures, starting as young as possible is a crucial ingredient of the secret sauce. Creating a solid foundation in financial literacy is just as important. In fact, once you’ve secured a "basic understanding" of some terminology in and around personal finance, it’s time to safely kickstart your financial planning journey…and yes, it’s a journey! 

Many would say the first stop along the way evolves around budgeting. The most ideal situation is always having a firm idea of where your money is going. This could be done by utilizing a spreadsheet or stepping up to a reputable software application to help you track. Your expenses should be meticulously accounted for to rid wasteful spending. Staying abreast of your fixed and variable expenses are extremely important throughout the financial planning process, too. Ultimately, paying these bills in a timely manner is vital to ensure additional cost from late fees or penalties are not incurred as well as helping to keep your credit standing up to par. The assistance of a Financial Planner will certainly educate, inform, and help keep you on course throughout the journey. This conversation with Ms. Laticia Sunshine expands on many of these financial planning-related elements and a few others. Happy planning...it should become a part of your lifestyle!  

*All original work attributed to “Chris Jones”  ©️ 2021 "Chris Jones"

Arleeta Outlaw was reared in Burke County, Georgia and currently lives in Atlanta, Georgia. She is a Georgia Certified Educator with over twenty (20) years of public-school teaching. She has played several different roles in education (e.g., Mentor Teacher, Master Teacher training College students, Grade Level Leader (4 years), Hiring Team, Club Sponsor, School Council (2 years), etc.). Her performance in these roles earned her “Teacher of the Month” and a slew of other prominent accolades. 

Another noteworthy hat she wears is that of an Entrepreneur. In fact, she owns and operates two businesses; one geared towards education, Eagle Academics, LLC, that can be found on Facebook and Instagram at "eagleacademics". It offers individualized enrichment and remedial tutoring sessions for elementary, middle, and high school students, online via ZOOM, for the convenience of families. Preparation for the SAT is also available as well as best educational practices for parents to equip them with the tools needed to effectively assist their kids while at home. She is also the sole proprietor of a wellness business which she has run for over five years, Lipstick Inc. Products and other information can be found on Facebook, Instagram, and Twitter at Lipstick Inc as well as https://bellame.com/lipstickinc . 

Arleeta is always on the go, but her daily motivation derives from her four children and her relationship with God. She wakes each day with a grateful heart and a desire to be a blessing to someone. She starts with a prayer, listens to a sermon, drinks her herbal tea while listening to Gospel music. She enjoys spending as much time as possible with her children due to the amazingly close bond they share! She loves to cook, and recently, developed a love for painting and gardening. In addition, she loves reading and journaling, inasmuch, she aspires to add the title of Author to her list of titles. She also desires to complete her doctoral studies in Education.

She has traveled to Jamaica on a mission which afforded her the opportunity to teach the Gospel of Jesus Christ to Middle School students. The summer of 2019, she and her children were blessed to travel to Alaska on another grand mission. Their travels have taken them to and through multiple states. Arleeta has earned a Bachelor’s degree in early childhood education from Augusta State University, a Masters of Education in Instructional Technology from Troy State University, as well as an Educational Specialist in Reading from Nova South Eastern University. 

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